Get Your BMW Ready For The Coming Winter Months Part 2

Posted in BMW Cars

Winter TireIn our previous article in this series we started discussing the importance of getting your vehicle ready for the winter months that are coming and we want to give you a few more things to work on. All of these tips can be done at local BMW cars dealer near Downingtown, however, if you feel comfortable with it, a few of these can be done on your own. I feel, as a woman, sometimes we sell ourselves short on the things we can actually accomplish. So, if you are interested in saving some money you should check into some of these things that you can do on your own.

One of the things that you need to check into is to get some fuel deicer so that your fuel lines don’t freeze. This is a simple task that you can definitely get done on your own.

You can get your oil changed just in preparation of the winter coming. If you want to learn how to change the oil in your vehicle there are a lot of “How To” videos out there that can help you learn. If this isn’t something you want to try to do on your own then you can totally bring your car into Otto’s BMW service department.

Something that would definitely benefit your vehicle during winter is if you would flush your cooling system. Usually during winter car specialists would suggest that you do a fifty fifty mix of water and antifreeze in your cooling system to prevent it from freezing up when temperatures drop. While this is being done you should have all of the hoses, belts, and any other rubber pieces check out and inspected.

Make sure that your heater is working properly not only is it super uncomfortable, but it is also very unsafe if your defrost and heat aren’t working inside of your vehicle.

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Get Your BMW Ready For The Coming Winter Months Part 1

Posted in BMW Cars

car on winter roadWhenever the winter months start creeping up on me I can only think of one thing and that is travel. My family travels around a lot during the winter months because our family is so spread out and we like to see all of them during the holidays. My dad has always said that the most important thing to do before winter actually hits is to have your car ready. This is so you don’t end up stranded on the icy roads or in any other dangerous situations. This is why we here at Otto’ s BMW cars dealer, near Chadds Ford, has created a small checklist to insure that you have done everything possible to prevent yourself from getting into sticky situations during these next cold months.

The number one thing we want to see from you is that you are keeping up with all of the regular maintenance that you car needs. This means to make sure your oil is being changed, your filters are clean or replaced, and any other small jobs like this. You can find all of the regular maintenance needs for your car in its owner’s manual. This should have a list of all the things that you vehicle needs done on the regular.

If your car has any problems with it right now you should take it in to the shop to get it fixed now. If your vehicle has any problems now the cold will probably only make it worse. It is also good to get it fixed now before you have to have something totally replaced.

We mentioned this before, but it would probably be beneficial to have all of the filters in your vehicle replaced now. During the winter filters collect all the extra salt and sludge from the snowy roads.

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Get Your Dream Car Despite Having Bad Credit Part 4

Posted in BMW Dealer

Bad Credit into good creditThe first thing you should think about doing when getting ready to purchase a vehicle with bad credit is to plan out a budget. When you plan this budget out you shouldn’t change it for anything. Even if you are approved for a loan bigger than the amount you had planned for. Never try to max out your loan just because you can. Stay where you feel comfortable to give yourself a little wiggle room in case of an emergency.

Make sure that you are getting a fair interest rate when you set up your payments. If you get an outrageous interest rate then it is going to be hard to even make a dent in your loan because of how much money is being added on because of the interest alone. That is why it is beneficial to make as large of downpayment as possible because you will be able to knock off a huge chuck of costs to you. Also, if you can make payments that are slightly above the minimum monthly payment you will see some benefits there as well.

Often times when you are making payments on your vehicle for a consecutive amount of time and your are faithful with them, a dealer may offer you the option to trade up your vehicle. This can seem like a solid plan, but really what you are doing is adding to the amount of debt you are already in. This truly isn’t beneficial unless you come into a large sum of money that you are willing to pay towards your new vehicle.

Hopefully we have given you a nice foundation on where to start when you are purchasing your vehicle even with your bad credit. Now that you know a little more you can head over to Otto’s new and pre owned BMW dealer near Media to start checking out their great vehicles.

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Get Your Dream Car Despite Having Bad Credit Part 3

Posted in BMW Dealer

Good Vs Bad Credit Otto’s BMW has a section on their website that will allow you to apply for financing from the comfort of your home. This will help you to get pre approved to see the what kind of rates you can get for purchasing a vehicle from you. You definitely shouldn’t stop at trying to get pre approved from them. It would definitely be beneficial for you to check around with other lenders to see who can get you the best deals. Some of the other places you can check out are your bank or credit union, local loan lenders, or even some speciality programs that you hear about on the radio or commercials.

If you decide to borrow from the dealership you are buying from you should bring along some proof with you. The proof is that you will be a good risk to take for the dealers, basically information that will prove that you work and that you can keep up with payments. The main things you should bring include: Driver’s license, references, and a pay stub. Any other proof that you think may be beneficial for the lender to see can be brought along as well.

When you begin laying things out to find out how much you can afford for you vehicle you should make sure that you are looking at an overall price and not just the cost of the vehicle itself. ¬†You need to add in the cost of insurance, gas, registering you vehicle, and so on. The number one thing you should stick with is your price range. Don’t let a pushy sales person talk you into going higher than you can afford with a car payment.

When you purchase with Otto’s SUV BMW dealer near Exton you can trust that they won’t be pressuring you to do anything you don’t want to. Stick around for the next article in our series.

 

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Get Your Dream Car Despite Having Bad Credit Part 2

Posted in Used BMW

Erasing Credit HistoryBegin your car shopping research early so that you can be thoroughly prepared to talk with a sales associate. This will help them know that you are really prepared and serious about your purchase. This is just good advice for purchasing any large item that will be an expensive endeavor for you. You should check your credit score well in advance so that you are able to try and work through any major problems before you actually need to purchase your vehicle. Checking your credit score will cost you money, but it is important to know where you are ranked.

Rather than viewing them as black marks on your credit, “These risk factors can empower you as a consumer to help rehabilitate your credit,” Griffin says. The risk factors are present in all reports, so if you fix an issue you found on one credit report, the action will be reflected on all the other reports. Once you find your credit score you can start to find the problem areas that you can work on fixing.

The next step you can take is by working to get pre approved for your auto loan. You can seek out different loan agencies and try to find your perfect loan situation through this. You can get a loan from a lender or even the car dealership you are purchasing a vehicle through. You can find great lenders online and different ads you see in newspapers or magazines. Your best bet would be to do a search for them and apply to as many as possible.

Stick around to hear about some more great tips for purchasing your next new or used BMW car in West Chester, PA at Otto’s BMW dealer. They have a great selection of vehicles and an incredible staff that can help you find your perfect vehicle.

 

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Get Your Dream Car Despite Having Bad Credit Part 1

Posted in Used BMW

credit historyHere’s the deal, not everyone is able to have a great credit score and this can effect some of the things that we try to purchase. In these situations it is important to go into it with plenty of knowledge on the subject and to know what your goals are. There are plenty of ways to cope with a bad credit score when purchasing a new vehicle. Otto’s BMW has compiled a list of tips for you to deal with having a bad credit score and we believe if you follow the tips you will definitely get your dream car.

There are a lot of things that can cause your credit score to be lowered, but one of the easiest to control is paying your bills on time. When it comes to lowering your credit score you should make sure that you can afford to make the payments on your cards and also that you don’t buy things that you can’t keep up with payments on. Also it is important to know that you purchasing a car with cash upfront won’t always lower your credit score. Basically what we are saying is that you will have the ability to purchase a car even if you have bad credit. It is extremely important to thoroughly prepare yourself for this process.

First you will need to do some research on the car dealership that you will be borrowing and buying from. The thought behind this is simple, you purchase a new vehicle so you won’t have to pay for repairs early on and in turn will be able to keep up with the payments for your new vehicle. Most dealerships look at this situation as an investment for them. If you purchase a vehicle with Otto’s used BMW dealer in Pennsylvania you will be making an investment in a great company. Check back later for more helpful tips for you.

 

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How Old Is Too Old When It Comes To Tires Part 2

Posted in BMW Cars

mechanic with tiresIn our last article we discussed the DOT code of your tires and what that actually means. One of the important reasons we look at the DOT code and not the date your tires were put on your vehicle is because of the real age of your tires. We were in the middle of what factors we use to determine the true age of your tires. One of these factors was the way your tires were stored before they were placed on your vehicle. The bottom line is, you don’t want tires that have been stored in an overly heated area.

The next step to determining your car’s tires true age is by checking out the wear and tread levels. If your tire’s tread level is below 2/32″ then it is definitely time to replace your tires. The tread on your tire is important to withstand skidding in inclement weather. However, you may want to change your tires before then if you are in the middle of winter due to snow and ice. It is important to make sure that your tires are being properly rotated when necessary. This is something that you could absolutely do on your own, but if you do not feel comfortable with that then you can always bring your vehicle into Otto’s BMW’s service department. They will get your tires checked out and ready to go.

The bottom line here is that you want to have your tires thoroughly inspected as to make sure you will not put yourself into a dangerous situation when we get into the fall and winter months. Take your vehicle to the service department at Otto’s BMW cars dealer near Kennet Square to get new tires or your current tires rotated. Call Otto’s BMW right now and set up an appointment with their service department.

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How Old Is Too Old When It Comes To Tires Part 1

Posted in BMW Cars

stack of tiresWhen it comes to tires, there are a lot of things you have to pay attention to. Age is one of those specifics. Your car’s tires have an expiration date on them based off of their age. You also may not know that the age of a tire is not just based off of how old it is. You can calculate the age of a tire by factoring in the production date, the wear of the tire, and the elements it is exposed to. Most of this is going to have to be a judgement call so it might be helpful to get a professional involved at some point.

The first thing you are going to want to look for is the DOT code on your tire. You can find this on the side wall of all of your tires and it will clearly be labeled DOT. It will typically be a four digit code and that will tell you the month and year that it was produced in. For example, if your code is 0210 this would mean your tire was produced in February of 2010. This code will give you the date that you need to look at when it comes to age. Some people think that you would go off of the time it was put on your vehicle, however, that is not the case.

The reason we don’t base the tire’s age off of the date it was placed on your vehicle is because we don’t know how the tire was being stored before that. Heat can really do a number on tires, so if your tire was stored in an overly hot garage then your tire has been compromised. This might mean that it will have a shorter working life than what you had expected.

Stick around for more news about your tires brought to you by Otto’s BMW cars dealer near Glen Mills.

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Get Your BMW 5 Series 528i At Otto’s BMW

Posted in BMW Dealer

bmw 5 seriesThe all new BMW 5 Series 528i xDrive has an Intercooled Turbo I-4 2.0 liter engine, and an eight speed automatic transmission. This Sedan will come with an exterior color of Alpine White and the interior is a Venetian Beige. It has an incredibly spacious interior that you can seat a total of five passengers in. The Environmental Protection Agency gave this vehicle an estimated fuel economy of 22 miles per gallon in the city and 33 miles per gallon on the highway. If this vehicle is something that you would like to purchase then you should know that the asking price is set at $54,650.

This 5 Series has some incredible safety features that include: electronic stability control, airbag occupancy sensor, rear child safety locks, anti lock braking system, driveline traction control, side impact beams, BMW Assist eCall Emergency, and a low tire pressure warning. The interior features of this vehicle include: a proximity key for the ignition, 1 LCD monitor, air filtration, garage door transmitter, graphic equalizer, window grid antenna, tracker system, illuminate glove box, wireless streaming, real time traffic display, FOB controls, bluetooth wireless phone connectivity, outside temperature gauge, systems monitor, cargo space lights, four 12 volt DC power outlets, integrated navigation system with voice activation, perimeter alarm, valet function, remote keyless entry, cruise control, engine immobilizer, interior lock disable, audio theft deterrent, trip computer, lumbar support, and BMW online full service internet access. Some of the exterior features of this vehicle include: heated auto dimming side mirrors, P225/55R17 all season run flat tires, rear window defroster, fog lamps for the front and year, perimeter approach lights, a sunroof, speed sensitive rain detecting wipers, and heated wiper jets.

Now all that is left for you to do is to call up your local BMW 5 Series car BMW dealer near Downingtown and have them set up a test drive for this incredible vehicle.

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The Benefits Of Buying Vs. Leasing Your Next Vehicle Part 7

Posted in BMW Dealer

Reviewing A Lease AgreementWhen it comes to leasing a vehicle you are going to be paying less over the amount of time than you would if you purchase it, however, you won’t have anything at the end of the lease. When you are finished paying off your vehicle’s loan you will own it at the end and can do what you want with it.

We have discussed in the last several articles the different types of charges that you will be getting into this process. One of these charges is the finance charge and this is the amount of interest you will pay on your borrowed money. Typically all interest rates are higher on leases because you aren’t paying larger sums of money at once, like you would if you were purchasing.

For me, personally, it would make more sense to purchase a vehicle. That is just because of the where I am financially in life. There are some people who are able to make purchases like a lease and it wouldn’t be an issue at all to them.

I see leasing as a convenience more than a privilege that not all people get to share in. If you want the newest vehicles on the market with all of the newest safety and tech features then leasing is definitely for you. However, if you are more into have a safe and trustworthy vehicle, but don’t necessarily need the newest features out there in purchasing your vehicle will be a safe option.

Both of these options are available for you at Otto’s new and pre owned BMW dealer near Chadds Ford. You can set up an appointment with a sales associate from Otto’s and they will work to answer all the questions you may have. We can’t wait to help you find your next vehicle.

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Ottos BMW • 1275 Wilmington Pike • West Chester • PA • 19382

Phone: (610) 399-6800 • Service: (610) 399-4178